The Care Ledger

Because no one tells you this until it's too late.

Medicaid transfer-penalty divisor, by state

The figure each state divides a gift by to decide how many months Medicaid will not pay for nursing home care. Every figure below is read from that state's own published document, and links to it.

446 records across 30 jurisdictions. Last rebuilt 2026-08-24.

Current Medicaid transfer-penalty divisor by state
StateDivisorIn force sinceSource
Arizona$8,132 to $8,667 a month, by region — 4 regions, from All other counties to Pinal County2025-10-01state document
California$14,440 a month2026-01-01state document
Colorado$10,814 a month2026-01-01state document
Connecticut$15,992 a month2026-07-01state document
Florida$10,438 a month2024-01-01state document
Georgia$11,122 a month2026-04-01state document
Illinoisno statewide figure exists — the state divides by the rate of the facility the resident lives in
Indiana$8,027 a month2026-07-01state document
Iowa$323.65 a day2026-07-01state document
Louisiana$7,200 a month2024-09-01state document
Maryland$12,501 a month2025-07-01state document
Massachusetts$450.00 a day2025-11-01state document
Michigan$12,216 a month2026-01-01state document
Minnesota$11,869 a month2026-07-01state document
Missouri$7,909 a month2025-04-01state document
Nevada$9,949 a month2024-04-01state document
New Jersey$420.67 a day2026-04-01state document
New York$13,765 to $15,675 a month, by region — 7 regions, from Western to Rochester2026-01-01state document
North Carolina$11,904 a month2025-01-01state document
Ohio$7,787 a month2024-09-01state document
Oklahoma$251.07 a day2026-07-01state document
Oregon$14,585 a month2024-10-01state document
Pennsylvania$421.20 a day2026-01-01state document
South Carolina$9,759 a month2026-01-01state document
Tennessee$295.87 a day2026-01-01state document
Texas$262.37 a day2025-09-01state document
Virginia$7,324 to $9,703 a month, by region — 2 regions, from All other localities to Northern Virginia2025-01-01state document
Washington$462.00 a day2025-10-01state document
Wisconsin$352.06 a day2026-01-01state document
Alabamano figure published yet